Brisco v. National Credit Union Administration

**What Happened** Brisco worked for the National Credit Union Administration (NCUA) and had money in a credit union account that was later shut down. When credit unions are liquidated, the NCUA tries to reconstruct member accounts and return their funds. Brisco claimed that unauthorized withdrawals had been made from her account and that she should get more money back than the NCUA determined she was owed. **What the Court Decided** The Tenth Circuit Court of Appeals sided with the NCUA. The court found that the agency had substantial evidence supporting how it calculated what Brisco was owed from her liquidated credit union account. Brisco could not provide adequate documentation to prove her claims about unauthorized withdrawals, so the court upheld the NCUA's decision to deny her request for additional funds. **Why This Matters for Workers** This case highlights the importance of keeping detailed financial records, especially when dealing with workplace-related accounts or benefits. When financial institutions fail or accounts are liquidated, workers may need to prove their claims with documentation. Without proper records, it becomes very difficult to challenge an agency's reconstruction of account balances, even if you believe errors were made.