Cosica v. Constructions Collaborative, Inc.

**Construction Company Loses Insurance Dispute** This case involved a dispute between construction companies over insurance requirements. T.R. White had a contract with Constructions Collaborative, Inc. (CCI) that required CCI to obtain $2 million in liability insurance coverage. When CCI failed to get this insurance, T.R. White sued for breach of contract. The court ruled in favor of T.R. White, finding that CCI had indeed broken their contract by not obtaining the required insurance. CCI tried to argue that Massachusetts construction law made the insurance requirement invalid, but the court disagreed. The judge granted partial summary judgment, meaning the case was clear enough that no trial was needed on this specific issue. **Why This Matters for Workers:** This ruling reinforces that construction contracts must be honored, including insurance requirements that protect everyone on job sites. When companies are required to carry adequate insurance, it helps ensure that workers, subcontractors, and other parties are protected if accidents or problems occur. The decision shows that companies cannot simply ignore contractual obligations, even when they claim state laws excuse them from these requirements. This strengthens the reliability of construction industry agreements that often include important safety and protection provisions.