Flagstar Bank, F.S.B. v. Airline Union's Mortgage Co.

**What happened:** Flagstar Bank sued Airline Union's Mortgage Company over appraisals that the bank claimed were done negligently. The bank filed its lawsuit more than four years after the appraisals were completed, arguing that the time limit for filing should start when they discovered the problems, not when the appraisals were originally done. **What the court decided:** The Ohio Supreme Court ruled in favor of Airline Union's Mortgage Company. The court decided that when someone wants to sue a professional for negligence, they must file their lawsuit within four years of when the alleged negligent work was actually performed, not when the problems were later discovered. Since Flagstar Bank waited more than four years after the appraisals were completed, their lawsuit was dismissed as being filed too late. **Why this matters for workers:** This ruling clarifies an important time limit that protects workers and companies from being sued indefinitely. It means that professionals cannot face lawsuits years and years after completing their work, providing more certainty and finality. However, it also means that if someone has a legitimate complaint about professional services, they need to act relatively quickly or risk losing their right to sue.