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Insurance company prevailed in declaratory judgment action regarding coverage obligations for TCPA violations. Court held insurer had no duty to indemnify under accidental event or personal injury coverage, but had duty to defend under advertising injury coverage. Appellate court affirmed.
Declaratory judgment action in which an insurance company seeks a determination of its coverage obligations arising out of a business insurance policy it issued relative to a class action suit brought against the insured for sending unsolicited faxes in violation of the Telephone Consumer Protection Act ("TCPA"). The court granted the insurance company's motion for summary judgment in part, holding that the insurance company had no duty to indemnify under the "accidental event" coverage or the "personal injury" coverage, that the company had a duty to defend under the "advertising injury" coverage, and that the company had a duty to defend against all claims. The insured filed a motion to alter or amend, which was denied by the court. On appeal, the insured argues that the court issued an improper advisory opinion, erred in holding the company had no duty to indemnify under the "accidental event" coverage, and abused its discretion by failing to consider new evidence proffered in the insured's motion to alter or amend the judgment. Finding no error, we affirm the trial court in all respects.
This summary was generated to explain the ruling in plain English and is not legal advice.
Plaintiff brought claims against Knox County and the County Clerk based on allegedly discriminatory employment practices. The trial court determined that Plaintiff committed serious discovery violations and imposed as a sanction the exclusion of certain evidence. With this evidence excluded, the trial court granted summary judgment to the Defendants. Plaintiff appeals, challenging the discovery sanction, the trial court's conclusion under the Tennessee Human Rights Act that the continuing violation doctrine did not apply, the trial court's conclusion that the Clerk was not individually liable, and the award of attorney's fees against the Plaintiff and her attorney. We affirm.
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