Henry v. Government Employees Insurance Co.

# Henry v. Government Employees Insurance Co. — Court Summary **What Happened** Henry had a dispute with GEICO, his insurance company, over how much money he should receive for an injury claim. Specifically, GEICO refused to settle the case and disagreed with how the claim was valued. Henry sued GEICO, claiming the company acted in bad faith—meaning it refused to settle unfairly or dishonestly. **What the Court Decided** The court sided with GEICO. The judge ruled that South Carolina law does not allow workers to sue their insurance company for bad faith simply because the company disagrees about how much a claim is worth. Additionally, the court found that GEICO had valid reasons based on the available evidence to question Henry's claim amount. **Why This Matters for Workers** This ruling limits protections for injured workers in South Carolina. It means workers cannot easily challenge an insurance company's refusal to settle by claiming bad faith, even if they believe the company is being unreasonable. Workers facing claim disputes with their insurers may have fewer legal options to challenge those decisions.