Wehrly v. Allstate Insurance Company

**Wehrly v. Allstate Insurance Company: Court Rules Against Worker's Injury Claim** This case involved a school employee who was injured while working his side construction business. The employee tried to get benefits through his employer's insurance plan to cover his injuries, but the insurance company denied his claim. The employee sued, arguing that his employer's benefit plan should cover his injuries. A trial court initially sided with him, but the insurance company appealed to a higher court. The appellate court reversed the lower court's decision and ruled in favor of the employer and insurance company. The court found that the employee's injuries were properly excluded from coverage because they happened while he was working his outside construction business for profit. The benefit plan specifically excluded injuries that occurred during any work done for wages or profit outside of his school job. **What this means for workers:** If you have a side job or business in addition to your main employment, check your employer's benefit plan carefully. Many plans exclude coverage for injuries that happen while you're working other jobs for money. This means you might need separate insurance coverage for your side work activities, as your employer's plan may not protect you during those times.