McCarty v. National Union Fire Insurance Co. of Pittsburgh

**McCarty v. National Union Fire Insurance Co. - What Workers Need to Know** This case involved a dispute over professional malpractice insurance coverage. McCarty, who appears to have been a professional seeking insurance coverage for a malpractice claim, sued National Union Fire Insurance Company when they denied coverage for his claim. The main issue was timing - McCarty had failed to report the malpractice claim to his insurance company within the required time period specified in his policy. McCarty argued that because information about his case was publicly available in court records, this should count as proper notification to the insurance company. However, both the lower court and the Court of Appeals disagreed with this argument. The courts ruled in favor of the insurance company, finding that McCarty had not properly reported his malpractice claim according to the policy's specific requirements. The courts determined that having information available in public court records does not substitute for actually notifying your insurance company directly. This case reminds workers with professional insurance policies to carefully follow all reporting requirements and deadlines. Simply having information publicly available is not enough - you must actively notify your insurance company of potential claims within the specified time limits to maintain coverage.