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Julie Ann Kendle v. Matthew Davis Kendle

Tenn. Ct. App.October 18, 2018No. M2017-02434-COA-R3-CV
Plaintiff WinBlue Shield EMS
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Case Details

Judge(s)
Presiding Judge Frank G. Clement, Jr.
Status — whether other courts must follow this ruling
Published
Procedural Posture — the stage the case had reached
appeal from trial court order for conditional judgment

Related Laws

No specific laws identified for this ruling.

Outcome

Appellate court affirmed trial court's finding that employer Blue Shield EMS had no affirmative duty to consider aggregate garnishments from multiple employers and must honor the garnishment order, requiring payment of wages that should have been garnished.

Excerpt

This appeal arises from an Order for Conditional Judgment to enforce a routine garnishment of an obligor's wages. The dispositive issue is whether an employer of an obligor has an affirmative duty to determine whether the aggregate amount of wages to be garnished from an obligor's multiple employers exceeds the aggregate disposable earnings limits provided in Tenn. Code Ann. § 26-2-106. An employer of the obligor, Blue Shield EMS ("Blue Shield"), was served with a garnishment while a pre-existing wage assignment of the obligor's wages from another employer was still in effect. Although none of the obligor's wages from Blue Shield had been previously garnished, Blue Shield filed an answer to the garnishment stating, "We cannot process any deductions from [the obligor's] paycheck at this time due to his total income already being garnished greater than 25%." Upon motion of the obligor's former wife for a conditional judgment, the trial court found that "Blue Shield did not have a valid legal reason for failing to withhold twenty-five percent (25%) of the employee's net wages" and ordered Blue Shield to pay into the court the wages that should have been garnished and to honor the garnishment going forward until the judgment was satisfied. Having determined that an employer has no duty to consider the aggregate effect of garnishments served on other employers when answering a garnishment, we affirm.

What This Ruling Means

**What Happened:** This case involved a wage garnishment dispute between Julie Ann Kendle and Matthew Davis Kendle. Julie was trying to collect money owed to her through a court-ordered wage garnishment from Matthew's employer, Blue Shield EMS. The key issue was whether Blue Shield had to check if Matthew was already having wages garnished by other employers before taking money from his paycheck. Under Tennessee law, there are limits on how much total money can be garnished from someone's wages across all their jobs. **What the Court Decided:** The Tennessee Court of Appeals ruled in favor of Julie Kendle. The court decided that Blue Shield EMS had no legal duty to investigate whether Matthew was already being garnished by other employers. The employer must simply follow the garnishment order they received, even if it might push the total garnishments above legal limits when combined with other employers' garnishments. **Why This Matters for Workers:** This ruling clarifies that individual employers don't have to police the total amount being garnished from workers with multiple jobs. However, workers should be aware that they may need to monitor their own garnishments across all employers to ensure the total doesn't exceed legal limits, as employers won't do this checking for them.

This summary was generated to explain the ruling in plain English and is not legal advice.

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