Robert F. Clark v. Tennessee Farmers Mutual Insurance Company
Case Details
- Judge(s)
- Judge D. Michael Swiney
- Status — whether other courts must follow this ruling
- Published
- Procedural Posture — the stage the case had reached
- appeal of summary judgment; affirmed in part, reversed in part, and remanded
Related Laws
No specific laws identified for this ruling.
Outcome
The appellate court affirmed the trial court's finding that the leak occurred before the policy effective date, but reversed summary judgment and remanded due to genuine issues of material fact on other issues remaining unresolved.
Excerpt
This appeal arises from an action filed by Robert F. Clark ("Plaintiff"), seeking a declaratory judgment and damages against Tennessee Farmers Mutual Insurance Company ("Tennessee Farmers"). Plaintiff applied for a homeowner's insurance policy with Tennessee Farmers upon his purchase of improved real property. The effective date of the policy was to begin on May 29, 2013, the original date of the closing for the sale of the property. The closing of the real property was rescheduled to an earlier date. A leak occurred after the actual closing on the property but before the date of the original closing and the stated effective date of the homeowner's insurance policy. Determining that Tennessee Farmers had not been notified of the change and that Plaintiff had signed an authorization for work on the property, the Trial Court granted Tennessee Farmers' motion for summary judgment. We affirm the Trial Court's finding that the leak occurred prior to the effective date of the policy. However, we reverse the Trial Court's grant of summary judgment upon our determination that genuine issues of material fact exist to preclude summary judgment on other issues.
What This Ruling Means
This summary was generated to explain the ruling in plain English and is not legal advice.
Similar Rulings
Plaintiff brought claims against Knox County and the County Clerk based on allegedly discriminatory employment practices. The trial court determined that Plaintiff committed serious discovery violations and imposed as a sanction the exclusion of certain evidence. With this evidence excluded, the trial court granted summary judgment to the Defendants. Plaintiff appeals, challenging the discovery sanction, the trial court's conclusion under the Tennessee Human Rights Act that the continuing violation doctrine did not apply, the trial court's conclusion that the Clerk was not individually liable, and the award of attorney's fees against the Plaintiff and her attorney. We affirm.
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