Oparaji v. Municipal Credit Union
Case Details
- Status — whether other courts must follow this ruling
- Unpublished
- Procedural Posture — the stage the case had reached
- appeal
- Circuit
- Second Circuit
Related Laws
No specific laws identified for this ruling.
Claim Types
Outcome
The Second Circuit affirmed the district court's dismissal of Oparaji's federal claims under the Electronic Funds Transfer Act (EFTA) for failure to state a claim, finding that the overdraft fees at issue were not subject to the opt-in rule because they were ACH transactions rather than ATM or one-time debit card transactions.
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This ruling information is sourced from public court records via CourtListener.com. Case outcomes, claim types, and summaries are extracted using AI analysis and may be incomplete or inaccurate. It is provided for informational and educational purposes only and does not constitute legal advice.
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