Khesin v. Aetna Life Insurance Company

Court Rules Against Worker in Disability Benefits Case

What Happened

Khesin filed a claim for long-term disability benefits with Aetna Life Insurance Company (through his employer ADP TotalSource, Inc.). When the insurance company denied his claim, he sued, arguing he was entitled to the benefits because he couldn't work due to a medical condition.

What the Court Decided

The court sided with Aetna Insurance. The judge found that the medical evidence in the case did not prove Khesin had a functional impairment serious enough to prevent him from doing sedentary (sitting-based) full-time work. Without this proof, the court upheld the insurance company's decision to deny his disability benefits claim.

Why This Matters for Workers

This case illustrates that disability benefit claims require strong medical documentation. Simply stating you cannot work isn't enough—you need medical evidence showing exactly how your condition limits your ability to perform job duties. Workers pursuing disability benefits should gather comprehensive medical records and documentation from their doctors to support their claims.