Volfman v. Joe's Ginger Corp.

**What Happened** A worker named Volfman sued Joe's Ginger Corp. over a broken contract. The dispute centered around an insurance policy that was issued to a company called Quicken Loans. Volfman claimed he should be able to enforce this insurance policy, even though he wasn't specifically named on it as someone who was covered or who would receive benefits from it. **What the Court Decided** The court ruled against Volfman and threw out his entire lawsuit. The judge granted summary judgment for the defendant, meaning Volfman lost without even going to trial. The court found that Volfman had no legal right to enforce the insurance policy because he wasn't listed as an insured person or beneficiary on the policy that belonged to Quicken Loans. **Why This Matters for Workers** This case shows that workers cannot enforce insurance policies or contracts that don't specifically include them. If you want protection from an insurance policy at work, you need to be explicitly named as a covered person or beneficiary. Simply being affected by a workplace situation isn't enough to give you legal rights under someone else's insurance policy.