Skip to main content

Dennison v. Mony Life Retirement Income Security Plan for Employees

7th CircuitMarch 6, 2013No. 12-2407Cited 15 times
Facing something similar at work?Check your rights — free, private, no sign-up

Case Details

Judge(s)
Posner, Flaum, Sykes
Status — whether other courts must follow this ruling
Published
Procedural Posture — the stage the case had reached
summary judgment

Related Laws

No specific laws identified for this ruling.

Claim Types

Breach of Contract

Outcome

The Seventh Circuit affirmed summary judgment for the retirement plans, holding that the plans lawfully amended the discount rate used to calculate lump sum benefits retroactively, and that the lump sum form of benefit (as opposed to the annuity form) is not a protected 'Accrued Benefit' under ERISA's anti-cutback provision.

What This Ruling Means

**What the case was about:** This case involved a dispute over retirement benefits under an employee benefit plan governed by ERISA (a federal law that protects workers' retirement and health benefits). A worker filed a lawsuit against MONY Life Insurance Company's retirement plan, claiming they were entitled to certain benefits that were being denied or not properly provided. **What the court decided:** The 7th Circuit Court of Appeals dismissed the case in March 2013. The court ruled against the employee, meaning the worker did not receive the benefits they were seeking. No monetary damages were awarded to the employee. **Why this matters for workers:** This case highlights the challenges employees can face when fighting for their retirement benefits. ERISA cases can be complex and difficult to win, as these laws often favor employers and plan administrators. Workers should carefully review their benefit plan documents and understand their rights before disputes arise. If you believe you're being denied rightful benefits, it's important to follow proper procedures for appeals within your company's plan before considering legal action. Keep detailed records of all communications about your benefits, as documentation can be crucial in these disputes.

This summary was generated to explain the ruling in plain English and is not legal advice.

Browse Related

Facing something similar at work?

Court rulings like this one are useful, but every situation is different. Take 2 minutes to see which laws may protect you — it's free, private, and no account is required to start.

This ruling information is sourced from public court records via CourtListener.com. Case outcomes, claim types, and summaries are extracted using AI analysis and may be incomplete or inaccurate. It is provided for informational and educational purposes only and does not constitute legal advice.

See something wrong, or named in this ruling and want it corrected or redacted? Request a correction.